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Remortgage or Switch

A remortgage is when you switch your existing mortgage to a new lender to secure a better deal, lower interest rates, or release equity. If you stay with your current lender but switch to a different product, that’s called a product switch or product transfer.

Why Remortgage?

For many London homeowners, remortgaging is more than just switching lenders—it’s a smart financial move. By reviewing your current mortgage deal, you can lower your monthly payments, unlock valuable equity, and secure a rate that truly fits your financial goals.

Save Money

Many homeowners in London overpay on their mortgage simply because they haven’t reviewed their deal. With rates constantly changing, a remortgage could mean lower monthly payments.

Access Equity

Need funds for home improvements, investments, or other financial goals? A remortgage can unlock the value tied up in your property.

Avoid Standard Variable Rates (SVR)

Once your fixed-term deal ends, you may be switched to your lender’s higher SVR. Don’t let that happen—secure a better deal in advance.
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